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Friday, August 29, 2008

Edukasyon: Susi sa Kaunlaran at sa Buhay

Eto na naman po ang isang mahalagang artikulo tungkol sa pagimprove ng ating personal finance, pamumuhunan, pag-iimpok at iba pa. Ang artikulo pong ito ay mula sa ating kaibigan na si Alvin T. Tabanag.

Invest in your Education
By: Alvin T. TabaƱag, RFP
Business Mirror, August 25, 2008

Last week I was in my usual spot at Burger King in SM City Dasmarinas editing the text of the last few chapters of my personal finance book. Behind me were three 20something guys each clutching a portable Sony Playstation. I stayed at Burger King for about 2 hours and the whole time the trio stayed in their seats excitedly hitting the buttons of their PSPs and giving out occasional “oohs” and “aahs;” apparently they were playing against each other.

I wasn’t concerned about the thousands they spent for their toys. What particularly bothered me was the time they spent playing – it was such a waste. They could have used it for something more productive. Perhaps they were just relaxing after a hard day’s work. But I surmise it was a regular recreation for these guys and they probably do it everyday. It’s not just PSPs, there are way too many gadgets and activities out there that keep the young ones from doing things that will help them get ahead in life and secure their financial future.

If this is how the youth spend their free time, I’m afraid that future Filipino families will continue to live mediocre lives, ill-equipped to handle the countless challenges in life. These fun-loving young adults are the same people who will likely live out their retirement years full of regrets about things that could’ve been and should’ve been.

Randell Tiongson recently wrote in this column a wonderful and revealing article about regrets we make in life. Like Randell, I’m also trying to undo the consequences of the mistakes I’ve done in the past. If you want to keep your list of regrets short try not to commit too many mistakes. To minimize committing slip-ups that can scar you for life you have to invest in your education.

Education is a lifelong process; it does not end when you receive your diploma. In fact, success in your career or business will greatly depend on how much valuable knowledge and skills you’ve picked up outside of the school system. Continuous learning should be a way of life for you; it should be as natural as breathing. Use your free time wisely; at every opportunity try to acquire new knowledge & ideas, enhance your skills & abilities and emulate the habits & attitude of successful people.

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